No surprises or hidden fees. You can further boost your margins by sharing the cost of payment processing with customers
Credit and Debit Cards
2.9%
Single flat rate for all card transactions, including card present, over the phone and non-qualified transactions
ACH and eChecks
$0
Unlimited ACH and eChecks
Bank Transfers
$0
Unlimited bank transfers
Disputes and returns
$0
No penalties for chargebacks, returns and disputed transactions
Hidden Fees
$0
We never charge any hidden fees
Settlement Time
3 Days
Receive funds in your bank account in less than 3 days for no additional cost
Monthly Fees
$0
No monthly fees on Nickel basic, faster payouts, more seats and customized checkout available as premium features
Transaction Limits
$0
No cap on the amount of money processed through Nickel, pay the same no matter how much you're processing
Frequently asked questions
How do I know if my payment link is secure?
Nickel works directly with FDIC insured banks to process payments and offers bank grade security out of the box.
How much does payment processing cost?
ACH, eChecks and bank transfers are always free. You pay a flat 2.9% for cards with no hidden charges.
Can I pass on or share the fees with my customers?
Yes, you can pass some or all of the fees to your customers. Nickel will take care of the compliance and abide by each state's surcharge regulation.
How long does it take to receive the funds?
Nickel offers an industry leading T+2 business days settlement time. You can upgrade your account to Nickel Pro for even faster payouts.
Are payments settled in batches?
No, each payment is settled individually into your bank account. Nickel transactions match bank statements one-for-one and are incredibly easy to reconcile.
How does Nickel handle chargeback and returns?
We provide a white glove service to help you manage disputes and returns. Our payments concierge team will help walk you through every step of the process
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