Trusted by businesses in brick & mortar industries
The complete AP platform for modern businesses
Save hours with bill pay automation, always deliver payments on time, and reduce cost with unlimited free ACH bank transfers
Onboard vendors with ease
Set up new vendors and contractors with a branded vendor onboarding portal. Keep track of their payment information and tax details in one secure place
Route bills to the right approvers
Eliminate approve-to-pay delays with approval workflows. Nickel will automatically route the transaction to the right approver and sign off before sending the payment
Pay your way
Nickel has you covered with the payment methods and delivery speed that you need. Choose the best payment method for your business and your vendor always receives a bank transfer for check.
Pay all your vendors, big or small
Your business relies on a diverse set of vendors to succeed, ranging from businesses to individuals. Streamline payment to any vendor, big or small, with Nickel.
Pay businesses
From suppliers to law firms, send payments to any US based businesses without any delays
Pay 1099 contractors & individuals
From independent contractors to service providers, send payments to sole proprietors and individuals without restrictions
Pay with free, unlimited ACH bank transfers
Send domestic ACH bank transfers with best-in-class speeds. It's simple and completely free.
Pay with a card to extend cashflow and earn points
Charge your bills to any US credit card to earn rewards on purchases and defer payments to the next billing cycle.
Deliver payments on time, every time
Nickel delivers payments 2x faster than leading competitors and at a fraction of the cost. Vendors can receive a bank transfer or check in the mail for free.
Painless reconciliation, for you and your vendor
Know exactly where your money is and when your vendor is going to receive the funds. Reduce unnecessary phone calls, back and forth
Transparent payment tracking
Real time transaction updates so you and your vendors are always in the loop
Accurate statement data
Clear statement descriptors make it easy for vendors to recognize and identify remittance information
Instant Quickbooks sync
Nickel syncs updates your Quickbooks Online account with the latest payment and remittance details
How Cumberland Rubber uses Nickel to replace mailing checks and extend its cash reserves
With Nickel, we can pay any vendor with one click and even put it on a credit card to extend our cash reserves. Vendors are always paid on time and I save a ton of hours a week"
Bill Pay is better with Nickel
Improve every aspect of Bill Pay, from vendor onboarding to delivery, you can do it better with Nickel
Save vendor info & W9s
Securely manage vendor payment and tax details in one place
Split bills into multiple payments
Give yourself more flexibility and improve cashflow by paying bills partially or in installments
Pay multiple bills together
Pay multiple bills at once and combine multiple payments to the same vendor into one transaction
Schedule payments in advance
Select when you want vendors to receive a payment and Nickel will automatically schedule the payment
Set up recurring payments
Set up auto-debits for recurring bills and services. Simply set it and forget it
Customize statements
Customize what shows up on bank statements so your vendors can easily identify your transactions
Start sending payments today
Pay any business or contractor 2x faster and for 80% less compared to competitors. Get started ->
Set up users and approvals
Import or upload bills
Add or request information from vendor
Select a payment method and pay
Better payments, for a lot less
Enjoy best-in-class payment processing rates. See full pricing ->
Make every Nickel count
Join more than 1,000 businesses on Nickel