Automated bill pay made better, for less

Onboard new vendors, route bills for approval and pay with card, ACH or physical checks. All in one place.

Trusted by businesses in brick & mortar industries

The complete AP platform for modern businesses

Save hours with bill pay automation, always deliver payments on time, and reduce cost with unlimited free ACH bank transfers

Onboard vendors with ease

Set up new vendors and contractors with a branded vendor onboarding portal. Keep track of their payment information and tax details in one secure place

Route bills to the right approvers

Eliminate approve-to-pay delays with approval workflows. Nickel will automatically route the transaction to the right approver and sign off before sending the payment

Pay your way

Nickel has you covered with the payment methods and delivery speed that you need. Choose the best payment method for your business and your vendor always receives a bank transfer for check.

Pay all your vendors, big or small

Your business relies on a diverse set of vendors to succeed, ranging from businesses to individuals. Streamline payment to any vendor, big or small, with Nickel.

Pay businesses

From suppliers to law firms, send payments to any US based businesses without any delays

Pay 1099 contractors & individuals

From independent contractors to service providers, send payments to sole proprietors and individuals without restrictions

Pay with free, unlimited ACH bank transfers

Send domestic ACH bank transfers with best-in-class speeds. It's simple and completely free.

Pay with a card to extend cashflow and earn points

Charge your bills to any US credit card to earn rewards on purchases and defer payments to the next billing cycle.

Deliver payments on time, every time

Nickel delivers payments 2x faster than leading competitors and at a fraction of the cost. Vendors can receive a bank transfer or check in the mail for free.

Painless reconciliation, for you and your vendor

Know exactly where your money is and when your vendor is going to receive the funds. Reduce unnecessary phone calls, back and forth

Transparent payment tracking

Real time transaction updates so you and your vendors are always in the loop

Accurate statement data

Clear statement descriptors make it easy for vendors to recognize and identify remittance information

Instant Quickbooks sync

Nickel syncs updates your Quickbooks Online account with the latest payment and remittance details

How Cumberland Rubber uses Nickel to replace mailing checks and extend its cash reserves

"We used to manually print and mail checks to our vendors because they didn't accept anything else. Sometimes the checks would get lost in the mail and we never know when the payment actually clears.

With Nickel, we can pay any vendor with one click and even put it on a credit card to extend our cash reserves. Vendors are always paid on time and I save a ton of hours a week"
Will Alpsteg
Owner, Cumberland Rubber Supply

Start sending payments today

Pay any business or contractor 2x faster and for 80% less compared to competitors. Get started ->

Set up users and approvals

Import or upload bills

Add or request information from vendor

Select a payment method and pay

Make every Nickel count

Join more than 1,000 businesses on Nickel