Direct, upfront pricing. Always.

No guesswork or hidden fees

Nickel
CORE
Powerful payments essentials for small teams who want to simplify payments
$0/mo
ACH Bank Transfers
Unlimited free ACHs
Two business day settlement
Card Payments
2.9% flat rate
Next business day settlement
Features Included
3 active users
$25,000 limit per transaction
Customer payment portal
Get paid via link
Bill Pay
Permissions and approvals workflow
Live chat and email support
Nickel
plus
Advance payment workflows that saves you time and money
$35/mo
ACH Bank Transfers
Unlimited free ACHs
Next business day settlement
Card Payments
2.9% flat rate
Same business day settlement
Everything in Basic, plus:
Unlimited active users
No hard transaction limit
Schedule payments in advance
Recurring payments
Remote check deposit
Nickel
Pro
Full suite of tools to automate your entire cash and credit operations
$300/mo
ACH Bank Transfers
Unlimited free ACHs
Next business day settlement
Card Payments
2.9% flat rate
Same business day settlement
Everything in Plus, plus Trade Credit
Digital credit application
Customer credit insights
Decision workflow
Offer Net 60 Terms to buyers
Nickel
CORE
Powerful payments essentials for small businesses
$0/mo
ACH Bank Transfers
Unlimited free ACHs
Two business day settlement
Card Payments
2.9% flat rate
Next business day settlement
Features Included
3 active users
$25,000 limit per transaction
Customer payment portal
Get paid via link
Bill Pay
Permissions and approvals workflow
Live chat and email support
Nickel
PLUS
Advance payment workflows that saves you time and money
$45/mo
ACH Bank Transfers
Unlimited free ACHs
Two business day settlement
Card Payments
2.9% flat rate
Next business day settlement
Everything in Basic, plus:
Unlimited active users
No hard transaction limit
Scheduled and recurring payments
Remote check deposit
Nickel
PRO
Full suite of tools to automate your cashflow operations
$375/mo
ACH Bank Transfers
Unlimited free ACHs
Two business day settlement
Card Payments
2.9% flat rate
Next business day settlement
Everything in Plus, plus
Digital credit application
Customer credit insights
Decision workflow
Net 60 day terms for customers

Trusted by businesses in brick & mortar industries

"Nickel is the perfect solution for small businesses. It's affordable and includes all the features we need to automate customer and vendor payments"
Matt Schroeder
Owner, The Cosine
$25K

Saved on card and ACH fees

80%

Less time spent on payment processing and reconciliation

10 days

Decrease in Days Outstanding (DSO)

Start for free.
Get set up in minutes.

Nickel is designed to scale with you. Start for free and automate your entire cash and credit workflow with Nickel as you grow.

Easy registration

Register and set up a merchant account in less than 5 minutes. Start sending and receiving payments today.

Personalized onboarding

Nickel's dedicated onboarding team can guide you through account set up and answer any questions you have

Email and live chat support

Get around the clock support from Nickel's support team via email and chat. Tickets are always answered by a real human

Compare plans and features

Account & Integrations
Seats included
3 Seats
Unlimited
Unlimited
User Permissions
Quickbooks Online Sync
Unlimited
Unlimited
Unlimited
Xero Sync
Coming soon
Coming soon
Coming soon
Payment Methods
Max transaction size
$25,000
$1,000,000
$1,000,000
Credit Card
2.9%
2.9%
2.9%
ACH Bank Transfer
$0
$0
$0
Mail a check
$2
$2
$2
Deposit a check
$0
$0
Settlement Speed
Credit Card
1 business day
Same day
Same day
ACH Bank Transfer
2 business days
Next day
Next day
Deposit a check
3 business days
3 business days
Get Paid
Self service payment portal
Branded payment links
Partial and full refunds
Securely save buyer's payment info
Set up recurring payments
Bill Pay
Approvals workflow
Vendor onboarding
Collect W9 and 1099s
Coming soon
Coming soon
Schedule payments in advance
Recurring payments
Trade Credit
Digital credit application
Credit report and insights
Credit review & approval workflow
Net terms advance
Send compliance documents
Automated collections

FAQs

How does Nickel pricing work?

Nickel customers pay a monthly subscription to access the platform. This is usually billed on an annual basis. In addition, customers are charged a per-transaction fee for certain payment methods like sending a check. These will be billed on a transaction basis.

Is there a free version of Nickel?

Yes, Nickel offers a generous free plan to help businesses get started and simplify payments without breaking the bank.

How can we manage our Nickel plan?

Customers can upgrade, downgrade, or cancel their plan at any time on the settings page in their Nickel Dashboard.

Can I pay month to month?

Yes, but customers can save 20% or more by subscription to an annual plan

Make every Nickel count

Join more than 1,000 businesses on Nickel