Extend net terms, like never before

Win more deals faster with digital credit applications, automated collection notices, and Net Terms Advance™

Trusted by businesses in brick & mortar industries

Make net terms your competitive advantage

Extend net terms without the guesswork and automate every step from credit application to collections. Improve your cashflow with Net Terms Advance™ and get paid upfront

DIGITAL CREDIT APP

Qualify and activate new buyers


Onboard new customers quickly with a digital credit application that replace credit reports and reference calls with real time insights. Approve and manage all customer net terms from a single dashboard.

COMPLIANCE

Automatically send lien, dunning and collection notices

Send compliant payment reminders and warnings, no matter how many states you operate in. Create custom escalations workflows to automate collections

NET TERMS ADVANCE

Get paid upfront with Net Terms Advance™

Managing your own net terms program can put a strain on your cashflow. Net Terms Advance™ can offer up to 60 day terms to customers and pay you upfront

Reduce slow payments and grow your business

Close more deals faster

Delight buyers with fast credit checks and real time net terms decisions

Increase customer loyalty and average order value

Offer generous payment terms that meet your buyer's needs and keeps them coming back

Decrease fraud and receivable risk

Improve credit decisions and collections workflows to speed up every payment

Tired of managing your own net terms?

Let Nickel manage every aspect of offering net terms to your customers, from credit checks to payment processing, while you get paid upfront.

Get paid today, instead of in 60 days

Net Terms Advance™ is a fully managed net terms solution. Give all customers 60 days to pay and get paid upfront--risk free. Grow your sales while Nickel manages everything else.

Offer Net 60 day terms to all qualifying customers

Nickel manages the complexities of credit checks and decisions, and offer Net 30-60 day terms to customers. Customers enjoy high approval rates on invoices up to $250,000

Get paid in advance, risk free

Customers get more time to pay and you receive 95% of the funds upfront. You keep the funds, even if the customer fails to pay later.

Fully automated collections

Nickel automatically handles all collections tasks, reminders and payment processing.

How Divine Design Center leveraged Nickel to increase sales and put collections on autopilot

"I never offered net terms before Nickel because we get large orders and I didn't want to be my customer's bank. Not to mention, it's a complete pain to do reference checks.

So all my customers have to pay upfront. As a result, I lose out on 15% or more new deals.

With Nickel, I can offer net terms to any customer and grow my business. I don't need to worry about collections, liens or bad debt."
Magued Barsoum
Owner, Divine Design Center

Make every Nickel count

Join more than 1,000 businesses on Nickel