Turn every payment into a cashflow advantage

Modern businesses rely on Nickel to extend net terms, collect payments, pay vendors and strengthen their cashflow

Turn every payment into a cashflow advantage

Modern businesses rely on Nickel to extend net terms, collect payments, pay vendors and strengthen their cashflow

Built for businesses in brick & mortar industries

Wholesale & Distribution

Vet and activate new customers faster, and automate payments

Construction

Solutions and funding that help you mobilize new projects and ensure prompt payments

Manufacturing

Accelerate customer payments and pay suppliers and contractors with ease

Don't know if Nickel is the right fit for your business? Get in touch

Manage your entire payment cycle on one intuitive platform

Replace multiple broken tools, PDF forms and phone calls with Nickel. It's the only platform that unifies A/R, A/P and trade credit to give you full control over your money

GET PAID

Accept card, ACH and check payments with ease

Ditch authorization forms and runs to the bank. Let customers pay exactly how they want and receive funds in your bank account

BILL PAY

Pay any business or contractor

Send payments to any business or individual by card, ACH or check. Track every dollar live and release payments with custom approvals

NET TERMS

Activate customers and extend net terms with confidence

Quickly activate new customers with credit insights, decision workflows and funding when it’s needed the most

Unlimited free ACH bank transfers

Send and receive ACH bank transfers from every US bank for free. 
No hidden fees. No kidding.

The Nickel Difference

You and your finance team can accomplish more with Nickel. Transform every step in your payment cycle and strength your cashflow end to end

Invoices that get paid faster

Customers pay faster when they can choose how and when to pay

Vendors that get paid without delays

Hold onto cash until the last moment and send payments to vendors faster

Deals that close faster

Vet and onboard new customers in minutes as opposed to weeks

Cashflow that's extended

Increase your cash reserves by receiving net term payments in advance

Customers who keep coming back

Increase customer purchasing power with Nickel and boost loyalty

Questions that always get answered

Real human support that answers every payment questions, big or small

Don't just take our word for it

See why business owners trust Nickel to grow revenue and streamline their entire payment cycle

We were one of the first Nickel customers. I firmly believe that they have the best payments solution for the construction industry. It makes payments between our business, vendors and customers so much easier and faster
Mike Kershner
Owner, ILC Studio
"Switching from Melio to Nickel has completely transformed our payment system. Now I can handle everything - from accepting credit cards and ACH payments to following up on unpaid bills to paying suppliers - all in one simple system."
Paul Krieg
Director of Operations, Crabtree Flooring
"As a private equity owner of multiple horticulture supply businesses, it's important that our payments partner can scale with the different needs of our portfolio companies.

Nickel handles every payment, small or large, without hiccups and is always adding more features to the product."
Megan Tervo
VP of Finance, Alta Arbor Holdings

See positive impacts across your entire balance sheet

See how Nickel delivers real financial results for business owners and finance teams

More revenue

15%

Meet customers’ credit needs and close more deals

Lower processing cost

30%

Pass on credit card fees and mix in free ACH payments

Close deals faster

9x

Vet and onboard new customers in minutes as opposed to weeks

Get a personalized ROI assessment

See how much value Nickel can deliver across your P&L and accelerate your business goals

Real people, real support

Payments are mission critical and there’s zero room for error. That’s why our support team is here for you, when you need it the most

Personalized Onboarding

White glove service to help you get started and set up for success.

Around the clock chat and email

White glove service to help you get started and set up for success.

Replace countless spreadsheets with headache free reconciliation

Stay on top of every transaction with live tracking and always know where your money is. Nickel takes the guesswork out of reconciliation

One for One Settlement

Every transaction is settled individually with your bank. So you never have to download and match a batch payment report

Customized Bank Statements

Create personalized, clear and accurate statement descriptors to easily identify transactions made on Nickel

Real time sync with Quickbooks Online

Nickel integrates natively with Quickbooks Online and all your invoices and bills are synced in real time without restrictions

Transparent pricing, always

No guesswork or hidden fees. Just upfront pricing plans.

Nickel
CORE
Powerful payments essentials for small businesses
$0/mo
ACH Bank Transfers
Unlimited free ACHs
Two business day settlement
Card Payments
2.9% flat rate
Next business day settlement
Features Included
3 active users
$25,000 limit per transaction
Customer payment portal
Get paid via link
Bill Pay
Permissions and approvals workflow
Live chat and email support
Nickel
plus
Advance payment workflows that saves you time and money
$35/mo
ACH Bank Transfers
Unlimited free ACHs
Next business day settlement
Card Payments
2.9% flat rate
Same business day settlement
Everything in Basic, plus:
Unlimited active users
No hard transaction limit
Scheduled and recurring payments
Remote check deposit
Nickel
Pro
Full suite of tools to automate your payment and credit operations
$300/mo
ACH Bank Transfers
Unlimited free ACHs
Next business day settlement
Card Payments
2.9% flat rate
Same business day settlement
Everything in Plus, plus
Digital credit application
Customer credit insights
Decision workflow
Automatically send collections documents
Net 60 day terms for customers
Nickel
CORE
Powerful payments essentials for small businesses
$0/mo
ACH Bank Transfers
Unlimited free ACHs
Two business day settlement
Card Payments
2.9% flat rate
Next business day settlement
Features Included
3 active users
$25,000 limit per transaction
Customer payment portal
Get paid via link
Bill Pay
Permissions and approvals workflow
Live chat and email support
Nickel
PLUS
Advance payment workflows that saves you time and money
$45/mo
ACH Bank Transfers
Unlimited free ACHs
Two business day settlement
Card Payments
2.9% flat rate
Next business day settlement
Everything in Basic, plus:
Unlimited active users
No hard transaction limit
Scheduled and recurring payments
Remote check deposit
Nickel
PRO
Full suite of tools to automate your cashflow operations
$375/mo
ACH Bank Transfers
Unlimited free ACHs
Two business day settlement
Card Payments
2.9% flat rate
Next business day settlement
Everything in Plus, plus
Digital credit application
Customer credit insights
Decision workflow
Net 60 day terms for customers

Make every Nickel count

Join more than 1,000 businesses on Nickel